Is there anything it doesn't cover?

In cases like these, claims may not be paid or coverage may not apply:

• Accidents caused intentionally or through gross negligence
• Pre-existing or chronic conditions
• Cosmetic procedures or preventive care
• Accidents involving alcohol or drugs
• Accidents, illness, or treatment outside Korea

Also, depending on your coverage, limits, and deductible, not all medical costs may be covered.

Note: For details, see the policy terms.